Shariah-Compliant Finance for Everyone
We combine ethical principles with modern technology to deliver nano-financing, BNPL, digital wallets, and banking-as-a-service, making finance accessible at scale.
What We Stand For
At Walee Financial Services, we believe finance should protect and empower people, not burden them. As a licensed NBFC under SECP, our FinTech solutions provide Shariah-compliant tools that bring dignity, fairness, and access to those often left out of traditional finance. By combining ethical principles with modern technology, we are building financial solutions that create opportunity and inclusion at scale.
SHARIAH-COMPLIANT NANO-FINANCE BUILT ON TRUST
Hakeem Digital Financing Solutions

Shariah-Compliant & Trusted
Licensed under SECP, Hakeem ensures to follow Shariah principles, giving people access to finance with fairness and dignity.


AI-Powered Access
Smart AI tools assess needs quickly and offer personalized financing, making access faster and simpler for everyday earners and merchants.

Fair & Secure
Tawarruq-based repayment keeps borrowing ethical and stress-free, while advanced encryption safeguards personal and financial data.

Inclusive Reach
Hakeem extends financial services to both cities and rural areas, empowering communities across MENAPT with reliable digital access.
UNLOCK SMART, FLEXIBLE FINANCING FOR YOUR EVOLVING NEEDS.
Modern Financing, Built for How You Sell Today.
BaaS for Banks and Institutions
Hakeem’s Banking-as-a-Service (BaaS) platform enables banks, fintechs, NGOs, and enterprises to deliver Shariah-compliant financial services with speed, scale, and compliance. Built for local and global markets, it makes digital banking simple to launch and easy to grow.
Launch digital Shariah-compliant services in weeks, not months
Seamlessly integrate with existing systems for fast adoption
Built to scale with compliance, security, and global standards


Licensed Financial Services at Scale
With SECP’s NBFC license, Walee Financial Services can offer a wide range of innovative, Shariah-compliant solutions that empower individuals and businesses with ethical access to finance.
Digital Nano-Financing for everyday financial access
Buy Now, Pay Later for flexible purchasing power
Earned Wage Access to withdraw salaries before payday
Invoice Factoring to unlock working capital from unpaid invoices
Gamified Payments & Tokens
Walee’s gamification layer transforms payments into engaging experiences. By rewarding every action, tap, or purchase, it drives loyalty and repeat usage, turning commerce into a lasting relationship.
Plug-and-play APIs that embed rewards into apps and stores
Token incentives that boost engagement and build loyal fans
Real-time insights to optimize campaigns and keep users coming back

Ready to Create Your Next Campaign?
Our team is here to help with tailored solutions, strategic partnerships, and campaign support for brands and creators.